Mid-size Firm Highlights

Availability: In all 50 states, the District of Columbia and U.S. territories

Coverage: Admitted, with an A rated carrier

Target risks: Architectural and engineering firms annual billings between $500,000 and $5 million 

Deductible: Starting at $5,000   

Limits: Up to $5 million 


Eligible firms must have

  • A licensed principal or partner
  • Acceptable loss ratio

Policy features

  • Broad protection: 
    • Pollution
    • Abestos
    • Equity interest
  • Experienced claims services:
    • Specialist dedicated to A&E professional liability insurance
    • Submit claims via toll-free number
    • Email access to claims specialist
  • Risk management services:
    • Free contract reviews typically with 24-hour turnaround  
    • Self-study course (VEP) with continuing education credits
    • Special risk management publications
  • First dollar defense as a deductible option
  • Punitive damages coverage where allowed by law
  • Up to two separate specific additional limits endorsements on a policy at one time
  • 5 Percent risk mitigation credit if you meet our eligibility criteria
  • 5 Percent premium credit for AIA/NSPE members
  • Longevity credit for firms that have left the Schinnerer program and wish to return   

Competitive Premiums

Schinnerer offers competitive premiums for all classes of business, especially for architects and civil engineers that perform the following services:

  • feasibility studies
  • projects that may have been abandoned
  • non-structural interior design
  • landscape architecture
  • land surveying

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We also provide competitive premiums for international work (excluding Canada), construction management or facilities management. 

We encourage you to use a Schinnerer application, however if you choose to use a non-Schinnerer application, please complete the following Billing Questionnaire and send it along with your completed application to vos.Design@Schinnerer.com.


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