What is employment practices liability coverage?
Employment practices liability coverage protects an employer against an employee's claims of discrimination (age, sex, race, disability, etc.), wrongful termination, and sexual harassment.
Why do I need employment practices liability coverage?
Employment practices claims are on the rise. In 2001 alone, 80,840 charges were filed with the EEOC. In an economy where restructuring and layoffs are becoming common, there is an even greater potential for costly lawsuits. Employment practices liability coverage is a practical way to reduce your potential exposures to these lawsuits, all of which can cost your firm a lot of money-even when the charge is completely without merit.
What we offer.
Schinnerer offers employment practices liability protection against loss-damages and defense costs-resulting from employment practices disputes, including discrimination, harassment and wrongful termination. We offer EPLI for several types of firms:
- EPLI for Design Firms and Consultants
Our EPLI coverage for design firms and consultants is offered as part of our E-Pack program. Through this innovative program, you can choose either one or more of the following coverages:
Directors and officers liability
Employment practices liability
- EPLI for Hospitals and Healthcare Organizations
Schinnerer offers an option to add EPLI coverage to our customers who have purchase our Healthcare D&O coverage. The comprehensive coverage includes discrimination, wrongful failure to grant tenure, and employment-related misrepresentation. See the policy highlights for full details. Also see the complete list of healthcare coverages available through Schinnerer.
- EPLI for Not-for-Profit Organizations
EPLI for not-for-profit entities covers sexual harassment, discrimination, wrongful termination and other employment-related exposures. EPLI is automatically included with our not-for-profit D&O coverage. See the not-for-profit D&O Policy Highlights for more information.