What is umbrella coverage?
Umbrella coverage is supplemental insurance coverage that is designed to give the insured an extra level of protection. So when the primary limits of a policy are exhausted, the umbrella policy takes over to cover the extra cost.
Why do I need umbrella coverage?
A lawsuit judgement or a claim may exceed your underlying liability coverage's limits. If this were to happen, you may be at risk for losing your personal assets. An umbrella policy will give you more coverage above the limits of your current policy, giving you more protection. If any large claim arises, your umbrella policy will take care of it by increasing your limits.
What we offer.
We offer umbrella coverage as part of our DesignOne program for design firms and consultants. Our umbrella program provides excess coverage over and above your underlying BOP or TCPP policies. See our Umbrella Policy Highlights for more details.