<?xml version="1.0"?>
<rss version="2.0">
<channel>
  <title>Schinnerer Speaks</title>
  <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/</link>
  <description></description>
  <language>en</language>
  <copyright>Allison Amrhein</copyright>
  <lastBuildDate>Wed, 06 Feb 2013 21:06:00 GMT</lastBuildDate>
  <generator>Pebble (http://pebble.sourceforge.net)</generator>
  <docs>http://backend.userland.com/rss</docs>
  
  
  <item>
    <title>Schinnerer Offers Stability in the Changing Landscape of Kidnap, Ransom &amp; Extortion Coverage</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2013/02/06/1360184760000.html</link>
    
      
      
        <description>
          &lt;p&gt;In a market that has seen significant changes over the past few  years, including carriers&amp;nbsp;changing the crisis response firms associated  with their kidnap, ransom &amp;amp; extortion (KR&amp;amp;E)&amp;nbsp;policies,  Schinnerer&amp;rsquo;s KR&amp;amp;E program has&amp;nbsp;continued to provide stability in the market.&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2013/02/06/1360184760000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2013/02/06/1360184760000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2013/02/06/1360184760000.html</guid>
    <pubDate>Wed, 06 Feb 2013 21:06:00 GMT</pubDate>
  </item>
  
  <item>
    <title>Coverage Matters</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/12/1355334104196.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:EnableOpenTypeKerning /&gt;
&lt;w:DontFlipMirrorIndents /&gt;
&lt;w:OverrideTableStyleHps /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-bidi-font-family:&#034;Times New Roman&#034;;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;span style=&#034;font-size:11.0pt;line-height:115%;
font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;;mso-fareast-font-family:Calibri;mso-bidi-font-family:
&amp;quot;Times New Roman&amp;quot;;mso-ansi-language:EN-US;mso-fareast-language:EN-US;
mso-bidi-language:AR-SA&#034;&gt;Understanding how coverage applies to different classes of business is vital when choosing coverage for your client.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/12/1355334104196.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/12/1355334104196.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/12/1355334104196.html</guid>
    <pubDate>Wed, 12 Dec 2012 17:41:44 GMT</pubDate>
  </item>
  
  <item>
    <title>Underlying Causes of Professional Liability Claims on Construction Projects</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/04/1354647720000.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;font size=&#034;2&#034;&gt;The greatest number of professional liability claims on construction projects arise from communication problems. &lt;/font&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/04/1354647720000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/04/1354647720000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/12/04/1354647720000.html</guid>
    <pubDate>Tue, 04 Dec 2012 19:02:00 GMT</pubDate>
  </item>
  
  <item>
    <title>Employment Practices Liability Insurance, Do You Need It?</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/09/04/1346774144116.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;Nonprofit organizations often face the difficult decision of whether or not to purchase Employment Practices Liability Insurance.&lt;span style=&#034;mso-spacerun:yes&#034;&gt;&amp;nbsp; &lt;/span&gt;Many organizations base this decision on misconceptions or false information.&lt;span style=&#034;mso-spacerun:yes&#034;&gt;&amp;nbsp; &lt;/span&gt;Some even base the decisions on budget restraints.&lt;span style=&#034;mso-spacerun:yes&#034;&gt;&amp;nbsp; &lt;/span&gt;This decision may end up being penny wise but pound foolish.&lt;span style=&#034;mso-spacerun:yes&#034;&gt;&amp;nbsp; &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/09/04/1346774144116.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/09/04/1346774144116.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/09/04/1346774144116.html</guid>
    <pubDate>Tue, 04 Sep 2012 15:55:44 GMT</pubDate>
  </item>
  
  <item>
    <title>The Challenge of Insurance Coverage for Accountable Care and Coordinated Care Organizations</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/08/31/1346417857119.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:&#034;Times New Roman&#034;;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:&#034;Times New Roman&#034;;
mso-bidi-theme-font:minor-bidi;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;span style=&#034;font-size:11.0pt;line-height:115%;
font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;;mso-fareast-font-family:Calibri;mso-bidi-font-family:
&amp;quot;Times New Roman&amp;quot;;mso-ansi-language:EN-US;mso-fareast-language:EN-US;
mso-bidi-language:AR-SA&#034;&gt;Given Accountable Care and Coordinated Care Organizations complex ownership structures and that they operate independently from their parents, a challenge has been created in structuring insurance coverage for these entities.&lt;span style=&#034;mso-spacerun:yes&#034;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/08/31/1346417857119.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/08/31/1346417857119.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/08/31/1346417857119.html</guid>
    <pubDate>Fri, 31 Aug 2012 12:57:37 GMT</pubDate>
  </item>
  
  <item>
    <title>Open Houses Open your Doors for Risk</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/23/1343074560000.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:&#034;Times New Roman&#034;;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:&#034;Times New Roman&#034;;
mso-bidi-theme-font:minor-bidi;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;span style=&#034;font-size:11.0pt;font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;;
mso-fareast-font-family:&amp;quot;Times New Roman&amp;quot;;mso-ansi-language:EN-US;mso-fareast-language:
EN-US;mso-bidi-language:AR-SA&#034;&gt;While open houses can be advantageous to prospective buyers they can also pose threats to real estate agents. &lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/23/1343074560000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/23/1343074560000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/23/1343074560000.html</guid>
    <pubDate>Mon, 23 Jul 2012 20:16:00 GMT</pubDate>
  </item>
  
  <item>
    <title>Make Them Want It</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/19/1342713060000.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:&#034;Times New Roman&#034;;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;
mso-bidi-font-family:&#034;Times New Roman&#034;;
mso-bidi-theme-font:minor-bidi;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;span style=&#034;mso-bidi-font-family:Calibri&#034;&gt;With the stress of meeting  deadlines, making budget and trying to have a personal life, we  sometimes tend to forget the basics of business and what it&amp;rsquo;s really all  about, the customer.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/19/1342713060000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/19/1342713060000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/07/19/1342713060000.html</guid>
    <pubDate>Thu, 19 Jul 2012 15:51:00 GMT</pubDate>
  </item>
  
  <item>
    <title>&#034;How are revenues looking for your insureds?&#034;</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/06/14/1339705860000.html</link>
    
      
      
        <description>
          &lt;p&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-bidi-font-family:&#034;Times New Roman&#034;;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;span style=&#034;font-size:11.0pt;line-height:115%;
font-family:&amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;;mso-fareast-font-family:Calibri;mso-bidi-font-family:
&amp;quot;Times New Roman&amp;quot;;mso-ansi-language:EN-US;mso-fareast-language:EN-US;
mso-bidi-language:AR-SA&#034;&gt;The answer is&amp;hellip;&amp;hellip;optimistic.&lt;/span&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/06/14/1339705860000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/06/14/1339705860000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/06/14/1339705860000.html</guid>
    <pubDate>Thu, 14 Jun 2012 20:31:00 GMT</pubDate>
  </item>
  
  <item>
    <title>Cyber Liability- A Growing Threat to Healthcare</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/16/1337179849385.html</link>
    
      
      
        <description>
          &lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;div style=&#034;margin: 0in 0in 0pt&#034;&gt;Health systems and healthcare facilities carry an exposure to cyber attacks given the large amount of personal/patient data held within their systems, and yet many are reluctant to purchase the coverage.&amp;nbsp;Just one incident can leave companies regretting their decision to go bare -&amp;nbsp;don&amp;rsquo;t allow your insured to remain unprotected.&amp;nbsp;&lt;/div&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/16/1337179849385.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/16/1337179849385.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/16/1337179849385.html</guid>
    <pubDate>Wed, 16 May 2012 14:50:49 GMT</pubDate>
  </item>
  
  <item>
    <title>Words About the Woods</title>
    <link>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/09/1336589760000.html</link>
    
      
      
        <description>
          &lt;p&gt;
&lt;meta content=&#034;text/html; charset=utf-8&#034; http-equiv=&#034;Content-Type&#034; /&gt;
&lt;meta content=&#034;Word.Document&#034; name=&#034;ProgId&#034; /&gt;
&lt;meta content=&#034;Microsoft Word 12&#034; name=&#034;Generator&#034; /&gt;
&lt;meta content=&#034;Microsoft Word 12&#034; name=&#034;Originator&#034; /&gt;
&lt;link rel=&#034;File-List&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_filelist.xml&#034; /&gt;
&lt;link rel=&#034;themeData&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_themedata.thmx&#034; /&gt;
&lt;link rel=&#034;colorSchemeMapping&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_colorschememapping.xml&#034; /&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;style type=&#034;text/css&#034;&gt;
&lt;!--
 /* Font Definitions */
 @font-face
	{font-family:&#034;Cambria Math&#034;;
	panose-1:2 4 5 3 5 4 6 3 2 4;
	mso-font-charset:1;
	mso-generic-font-family:roman;
	mso-font-format:other;
	mso-font-pitch:variable;
	mso-font-signature:0 0 0 0 0 0;}
@font-face
	{font-family:Calibri;
	panose-1:2 15 5 2 2 2 4 3 2 4;
	mso-font-charset:0;
	mso-generic-font-family:swiss;
	mso-font-pitch:variable;
	mso-font-signature:-1610611985 1073750139 0 0 159 0;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
	{mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&#034;&#034;;
	margin-top:0in;
	margin-right:0in;
	margin-bottom:10.0pt;
	margin-left:0in;
	line-height:115%;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:&#034;Times New Roman&#034;;
	mso-bidi-theme-font:minor-bidi;}
.MsoChpDefault
	{mso-style-type:export-only;
	mso-default-props:yes;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:&#034;Times New Roman&#034;;
	mso-bidi-theme-font:minor-bidi;}
.MsoPapDefault
	{mso-style-type:export-only;
	margin-bottom:10.0pt;
	line-height:115%;}
@page WordSection1
	{size:8.5in 11.0in;
	margin:1.0in 1.0in 1.0in 1.0in;
	mso-header-margin:.5in;
	mso-footer-margin:.5in;
	mso-paper-source:0;}
div.WordSection1
	{page:WordSection1;}
--&gt;&lt;/style&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin-top:0in;
mso-para-margin-right:0in;
mso-para-margin-bottom:10.0pt;
mso-para-margin-left:0in;
line-height:115%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:&#034;Times New Roman&#034;;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;/p&gt;
&lt;p&gt;
&lt;meta content=&#034;text/html; charset=utf-8&#034; http-equiv=&#034;Content-Type&#034; /&gt;
&lt;meta content=&#034;Word.Document&#034; name=&#034;ProgId&#034; /&gt;
&lt;meta content=&#034;Microsoft Word 12&#034; name=&#034;Generator&#034; /&gt;
&lt;meta content=&#034;Microsoft Word 12&#034; name=&#034;Originator&#034; /&gt;
&lt;link rel=&#034;File-List&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_filelist.xml&#034; /&gt;
&lt;link rel=&#034;themeData&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_themedata.thmx&#034; /&gt;
&lt;link rel=&#034;colorSchemeMapping&#034; href=&#034;file:///C:\DOCUME~1\amrheiA\LOCALS~1\Temp\msohtmlclip1\01\clip_colorschememapping.xml&#034; /&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:WordDocument&gt;
&lt;w:View&gt;Normal&lt;/w:View&gt;
&lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
&lt;w:TrackMoves /&gt;
&lt;w:TrackFormatting /&gt;
&lt;w:PunctuationKerning /&gt;
&lt;w:ValidateAgainstSchemas /&gt;
&lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
&lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
&lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
&lt;w:DoNotPromoteQF /&gt;
&lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
&lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
&lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
&lt;w:Compatibility&gt;
&lt;w:BreakWrappedTables /&gt;
&lt;w:SnapToGridInCell /&gt;
&lt;w:WrapTextWithPunct /&gt;
&lt;w:UseAsianBreakRules /&gt;
&lt;w:DontGrowAutofit /&gt;
&lt;w:SplitPgBreakAndParaMark /&gt;
&lt;w:DontVertAlignCellWithSp /&gt;
&lt;w:DontBreakConstrainedForcedTables /&gt;
&lt;w:DontVertAlignInTxbx /&gt;
&lt;w:Word11KerningPairs /&gt;
&lt;w:CachedColBalance /&gt;
&lt;/w:Compatibility&gt;
&lt;w:BrowserLevel&gt;MicrosoftInternetExplorer4&lt;/w:BrowserLevel&gt;
&lt;m:mathPr&gt;
&lt;m:mathFont m:val=&#034;Cambria Math&#034; /&gt;
&lt;m:brkBin m:val=&#034;before&#034; /&gt;
&lt;m:brkBinSub m:val=&#034;&amp;#45;-&#034; /&gt;
&lt;m:smallFrac m:val=&#034;off&#034; /&gt;
&lt;m:dispDef /&gt;
&lt;m:lMargin m:val=&#034;0&#034; /&gt;
&lt;m:rMargin m:val=&#034;0&#034; /&gt;
&lt;m:defJc m:val=&#034;centerGroup&#034; /&gt;
&lt;m:wrapIndent m:val=&#034;1440&#034; /&gt;
&lt;m:intLim m:val=&#034;subSup&#034; /&gt;
&lt;m:naryLim m:val=&#034;undOvr&#034; /&gt;
&lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
&lt;w:LatentStyles DefLockedState=&#034;false&#034; DefUnhideWhenUsed=&#034;true&#034;
DefSemiHidden=&#034;true&#034; DefQFormat=&#034;false&#034; DefPriority=&#034;99&#034;
LatentStyleCount=&#034;267&#034;&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;0&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Normal&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;heading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;9&#034; QFormat=&#034;true&#034; Name=&#034;heading 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 7&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 8&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; Name=&#034;toc 9&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;35&#034; QFormat=&#034;true&#034; Name=&#034;caption&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;10&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; Name=&#034;Default Paragraph Font&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;11&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtitle&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;22&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Strong&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;20&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;59&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Table Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Placeholder Text&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;1&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;No Spacing&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; UnhideWhenUsed=&#034;false&#034; Name=&#034;Revision&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;34&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;List Paragraph&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;29&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;30&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Quote&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 1&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 2&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 3&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 4&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 5&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;60&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;61&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;62&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Light Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;63&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;64&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Shading 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;65&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;66&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium List 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;67&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 1 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;68&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 2 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;69&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Medium Grid 3 Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;70&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Dark List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;71&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Shading Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;72&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful List Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;73&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; Name=&#034;Colorful Grid Accent 6&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;19&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;21&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Emphasis&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;31&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Subtle Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;32&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Intense Reference&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;33&#034; SemiHidden=&#034;false&#034;
UnhideWhenUsed=&#034;false&#034; QFormat=&#034;true&#034; Name=&#034;Book Title&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;37&#034; Name=&#034;Bibliography&#034; /&gt;
&lt;w:LsdException Locked=&#034;false&#034; Priority=&#034;39&#034; QFormat=&#034;true&#034; Name=&#034;TOC Heading&#034; /&gt;
&lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;style type=&#034;text/css&#034;&gt;
&lt;!--
 /* Font Definitions */
 @font-face
	{font-family:&#034;Cambria Math&#034;;
	panose-1:2 4 5 3 5 4 6 3 2 4;
	mso-font-charset:1;
	mso-generic-font-family:roman;
	mso-font-format:other;
	mso-font-pitch:variable;
	mso-font-signature:0 0 0 0 0 0;}
@font-face
	{font-family:Calibri;
	panose-1:2 15 5 2 2 2 4 3 2 4;
	mso-font-charset:0;
	mso-generic-font-family:swiss;
	mso-font-pitch:variable;
	mso-font-signature:-1610611985 1073750139 0 0 159 0;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
	{mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:&#034;&#034;;
	margin:0in;
	margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:&#034;Times New Roman&#034;;
	mso-bidi-theme-font:minor-bidi;}
span.EmailStyle15
	{mso-style-type:personal;
	mso-style-noshow:yes;
	mso-style-unhide:no;
	mso-ansi-font-size:11.0pt;
	mso-bidi-font-size:11.0pt;
	font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:&#034;Times New Roman&#034;;
	mso-bidi-theme-font:minor-bidi;
	color:windowtext;}
.MsoChpDefault
	{mso-style-type:export-only;
	mso-default-props:yes;
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:&#034;Times New Roman&#034;;
	mso-bidi-theme-font:minor-bidi;}
@page WordSection1
	{size:8.5in 11.0in;
	margin:1.0in 1.0in 1.0in 1.0in;
	mso-header-margin:.5in;
	mso-footer-margin:.5in;
	mso-paper-source:0;}
div.WordSection1
	{page:WordSection1;}
--&gt;&lt;/style&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:&#034;Table Normal&#034;;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:&#034;&#034;;
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:&#034;Calibri&#034;,&#034;sans-serif&#034;;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:&#034;Times New Roman&#034;;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;/p&gt;
&lt;p class=&#034;MsoNormal&#034;&gt;&lt;span&gt;Being aware of the varied risks in the forest industry can help to avoid disastrous mistakes.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;a href=&#034;http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/09/1336589760000.html&#034;&gt;Read more...&lt;/a&gt;&lt;/p&gt;
        </description>
      
    
    
    
    <comments>http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/09/1336589760000.html#comments</comments>
    <guid isPermaLink="true">http://www.schinnerer.com/blogs/SchinnererSpeaks/2012/05/09/1336589760000.html</guid>
    <pubDate>Wed, 09 May 2012 18:56:00 GMT</pubDate>
  </item>
  
  </channel>
</rss>
