Specifications:

Pollution and professional liability or E&O insurance together on a single policy form for maximum protection of contractors.

Contact:
Emerson Browne

301-961-9807
Emerson.W.Browne@Schinnerer.com

Minimum Premium: $8,000 for general contractors; $4,200 for artisan contractors

Minimum Self-Insured Retention: $10,000 for general contractors; $5,000 for artisan contractors

Limits: up to $10 million

Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (U.S. Virgin Islands excluded)

Target Risks: General, design-build, artisan and environmental contractors, including mechanical and engineering contractors.

Program Features:

Professional liability

• Rectification coverage
• Claims-made policies
• In-house and subcontracted design services covered
• Agency and at-risk construction management covered
• Coverage for joint ventures with design firms
• Reimbursement for legal fees and expenses up to $25,000 per policy year for ADA, FHA and OSHA actions
• Failure to detect faulty workmanship of subcontractors covered
• Defendant's reimbursement up to $10,000 per claim
• Definition of wrongful act does not include 'negligent'
• Coverage for ownership up to 49%

Errors & omissions

• Covers faulty workmanship
• Covers negligent errors or omissions by you or on your behalf in the design of your work
• Covers the use of defective materials or products in your work
• Worldwide coverage for claims brought in the U.S.
• Optional extended reporting period for one to five years

Pollution liability

• Coverage for pollution claims including cost for government-mandated clean-up
• Proactive coverage for mold
• No exclusions for asbestos, respirable dust or silica
• Coverage for punitive damages resulting from pollution liability
• Coverage for transportation pollution liability and non-owned site disposal

Professional liability and pollution highlights in a printer-friendly format.

E&O and pollution highlights in a printer-friendly format.