Specifications:

Pollution and professional liability together on a single policy form for maximum protection.

Contact:
Emerson Browne

(301) 961-9807
Emerson.W.Browne@Schinnerer.com

Available Limits: $500,000 to $20 million

Minimum Premium: $10,000 for general contractors; $6,000 for specialty contractors

Minimum Self-Insured Retention: $10,000 for general contractors; $6,000 for specialty contractors

Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (except the U.S. Virgin Islands)

Target Risks: General, design-build, specialty and environmental contractors, including mechanical and engineering contractors (must have less than 25% residential exposure)

Program Features:

• Claims-made policies
• Worldwide indemnity and defense coverage
• Defendants' reimbursement coverage of up to $7,500
• 90-day automatic coverage for newly-acquired or newly-formed subsidiaries
• Innocent principals' coverage
• Right to a waiver of subrogation against your client if done prior to a claim
• Mediation credit that reduces self-insured retention by 50% (up to $25,000 maximum) for settling a claim through mediation
• Optional extended reporting coverage for one, three or five years
• Circumstance reporting and free pre-claims assistance not subject to self-insured retention or limit of liability
• Risk management and loss prevention services, including a quarterly newsletter
• Claims services from CNA local specialists dedicated to construction industry claims

Policy highlights in a printer-friendly format.

Additional Professional Liability Policy Features:

• Coverage for in-house and subcontracted design services and both agency and at-risk construction management services
• Coverage for joint ventures with design firms
• Coverage for punitive damages up to the limit of liability to the fullest extent permitted by law
• Reimbursement for legal fees and expenses, up to $25,000 per policy year, for ADA and FHA actions
• Coverage for failure to detect faulty workmanship of subcontractors when responsible for design and construction

Additional Pollution Policy Features:

• Coverage for pollution claims, including clean-up costs mandated by the government
• Coverage for incidental asbestos exposures and abatement services
• Coverage for a pollution incident created by loading or unloading automobiles
• Coverage for the tort liability of your client contractually assumed by you for a pollution incident arising from your activities or the activities of those for whom you are legally liable