Specifications

Contact:
Amy Carlisle
301-961-9824
Amy.M.Carlisle@Schinnerer.com 

Minimum Premium: $3,200 for E&O only; $4,200 for E&O and pollution combined
 
Minimum Self-Insured Retention: $5,000 with 5%
co-insurance
Limits: up to $5 million

Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (U.S. Virgin Islands excluded). A rated carrier.

Target Risks: artisan contractors including electrical, mechanical, structural, concrete, excavation, fire protection/suppression, paving, waste water/sewer, mechanical, HVAC, roofing, drywall, highway, telecommunication, utility, landscape, restoration, geotech and others.

Program Features

Errors & omissions

  • Covers faulty workmanship
  • Covers negligent errors or omissions by you or on your behalf in the design of your work
  • Covers the use of defective materials or products in your work
  • Worldwide coverage for claims brought in the U.S.
  • Optional extended reporting period for one to five years

Pollution liability

  • Coverage for pollution claims including cost for government-mandated clean-up
  • Proactive coverage for mold
  • No exclusions for asbestos, respirable dust or silica
  • Coverage for punitive damages resulting from pollution liability
  • Coverage for transportation pollution liability and non-owned site disposal

Policy highlights in a printer-friendly format.

Related offerings

Professional liability - for general contractors

Pollution liability - for general and artisan contractors