Specifications:

Contact: 
Cady Snyder 
(301) 951-6939
Cady.M.Snyder@Schinnerer.com

Available limits: $500,000 to $20 million

Minimum premium: $3,500

Minimum self-insured retention: $5,000

Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (except the U.S. Virgin Islands)

Target Risks: General, design-build, specialty and environmental contractors, including mechanical and engineering contractors (must have less than 25% residential exposure)

The Pollution Policy Features:

  • Coverage for pollution claims, including clean-up costs mandated by the government
  • Coverage for incidental asbestos exposures and abatement services
  • Coverage for a pollution incident created by loading or unloading automobiles
  • Coverage for the tort liability of your client contractually assumed by you for a pollution incident arising from your activities or the activities of those for whom you are legally liable

Program Features:

  • Claims-made policies
  • Worldwide indemnity and defense coverage
  • Defendants' reimbursement coverage of up to $7,500
  • 90-day automatic coverage for newly-acquired or newly-formed subsidiaries
  • Innocent principals' coverage
  • Right to a waiver of subrogation against your client if done prior to a claim
  • Mediation credit that reduces self-insured retention by 50% (up to $25,000 maximum) for settling a claim through mediation
  • Optional extended reporting coverage for one, three or five years
  • Circumstance reporting and free pre-claims assistance not subject to self-insured retention or limit of liability
  • Risk management and loss prevention services, including a quarterly newsletter
  • Claims services from CNA local specialists dedicated to construction industry claims

Policy highlights in a printer-friendly format.