Specifications

Schinnerer offers a complete program for interior designers that includes professional liability insurance as well as property and casualty. One carrier for professional liability, property and casualty means fewer gaps in coverage, easier claims handling, and no arguments over which carrier pays for which claim.

Not sure why you need insurance? Take a look at Why E&O which explains professional liability coverage and why you need it.

Contact: 
Debbe Malin 

(443) 832-2118
Deborah.L.Malin@Schinnerer.com

Minimum premium: $1,000

Minimum deductible: $1,000

Limits: Up to $20 million

Availability: In all states, DC and U.S. territories

Target Risks: Firms performing traditional interior design services for both commercial and residential project types. Services may also include space planning, space management, workplace consulting and project management.

Qualifications: Minimum 5 years of related experience (3 years if licensed). Education may substitute for some experience.

Program Features

Professional Liability:

• Broad coverage for professional services, including coverage for pollution and asbestos exposures
• Incident reporting feature allows you to report potential claims at your discretion
• Available retroactive coverage for eligible firms to expand the date of your firm's coverage

P&C Package Policy

• P&C coverage provides increased limits for property in your care, custody and control - including property at any location or in transit
• Property coverage of Fine Arts includes sculptures and artistic renderings
• Valuable papers and records limit increased and includes designs and plans
• Increased limits on and off premises for laptops and PDAs.

Benefits to All Policyholders

• Free pre-claims assistance
• Local claims service provided by dedicated claims specialists
• Self-study course with continuing education credits
• Publications and seminars: Access to secure area of the web for policyholders