Does the endorsement include coverage for laptops?
Laptop coverage is available for an additional $308 and provides coverage for laptops that are lost or stolen. It also includes coverage for privacy injury or identity theft for information stored on the hard drive.

Can I purchase this coverage as a stand-alone policy?
Network Protection for Design Professionals is available only as an endorsement to our professional liability policy.

Why would I want an endorsement to my professional liability policy as opposed to a separate policy?
An endorsement to a policy helps prevent gaps in coverage. Whether your claim is paid because of a professional liability exposure or because of a cyber liability exposure makes no difference - your insurance policy covers the claim.

Does this endorsement provide an additional limit, separate to the professional liability limit?
Yes, it has its own separate limits ranging from $100,000 up to $2 million. 

Does this endorsement provide coverage for crisis expenses such as public relations or attorney fees?
The endorsement includes a regulatory expense sublimit.This coverage will respond to whatever expenses are dictated by the regulatory agency. Regulatory agencies typically require businesses that have experienced a security breach to both notify all potentially affected parties and offer them credit monitoring services for some period of time.