Professional Liability Policy Forms
Professional Liability for Design Firms and Specialty Construction Consultants:
The most recent policy form (2005) is subject to state filing procedures. Contact your broker for information on the insuring agreement pertaining to your firm.
- For most states (including DC, PR and VI): The above insuring agreement applies except in NY & VT.
New York licensed professionals: Such as Architects, Engineers, Land Surveyors and Landscape Architects use The 2006 NY Free Trade Zone Insuring Agreement beginning with policies effective on or after September 1, 2006.
New York non-licensed professionals: Such as Environmental Consultants and Specialty Construction Consultants, will continue to be written using our 1999 NY Insuring Agreement until further notice.
Vermont: The 1999 Insuring Agreement is used in these and any other states not yet approving the 2005 agreement. (Except for NY and SD).
South Dakota: Insuring Agreement.
1999 vs. 2005 A&E policy form comparison
- A Risk Mitigation Credit is offered to eligible policyholders of this new insuring agreement and provides the option of receiving a deductible credit of up to $25,000 if certain best practices are implemented.