Specifications

Premier is designed especially for the needs and growth patterns of mid-sized firms. Premier also provides added services for claims handling and risk management-areas in high demand since most firms do not have the resources to provide these services internally.

Contacts:
Kate Frownfelter

(301) 951-6919
Kate.E.Frownfelter@Schinnerer.com

Kathy Curry

(443) 832-2127
Kathleen.W.Curry@Schinnerer.com

Minimum deductible: $5,000

Limits: Up to $20 million

Availability: In all states, the District of Columbia and U.S. territories

Target Risks: Architectural and engineering firms that:

• Have a licensed principal or partner
• Annual billings between $500,000 and $20 million
• Demonstrate a consistent approach to size, growth patterns, project types, etc.
• Have incurred an acceptable loss ratio

Program Features

• Broader protection for:
  • Pollution
  • Asbestos
  • Equity interest
• Experienced claims services:
  • Specialist dedicated to A/E professional liability insurance
  • Submit claims via toll-free number
  • Email access to CNA claims specialist
• Enhanced risk management services:
  • Free contract reviews
  • Self-study course (VEP) with continuing education credits
  • Special risk management publications
• Simplified application process
• First dollar defense as a deductible option
• Punitive damages coverage where allowed by law
• Enhanced defendants reimbursement coverage
• Up to two separate specific additional limits endorsements on a policy at one time
• 5 percent risk mitigation credit if you meet our eligibility criteria
• 5 percent premium credit for AIA/NSPE members
• Longevity credit for firms that have left the Schinnerer program and wish to return
• 2-year policies available for some firms
• Available 2-year rate guarantee for qualifying firms
• Free contract review services typically with 24-hour turnaround

Policy highlights in a printer-friendly format.