When you purchase EPL through our E-Pack program, you will have the option to add third-party discrimination and harassment coverage by endorsement. For an additional 15% premium charge, your policy will cover incidents where non-employees - usually customers, clients and vendors - allege discrimination and harassment actions against your employees.
Without this endorsement, these kind of allegations will not be covered by your insurance. In addition, commercial general liability (CGL) coverage generally excludes harassment and discrimination.