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Program Resources

Specifications

The following P&C coverages are available to utility companies:

  • Property
  • Crime
  • Inland marine
  • General liability
  • Commercial auto
  • Excess liability

Contacts:
Corrine Nunley
301-961-9819
Corrine.Nunley@Schinnerer.com

Helene Duffy
212-205-0419
Helene.Duffy@Schinnerer.com

Minimum Premium: $25,000 per account

Availability: In all states and the District of Columbia, except AK, CA (except Casualty lines for wind farms), HI and MA (Auto only)

Target Risks: Risks involved in the distribution, sale and/or generation of electricity or natural gas.

Coverages

  • Property limits
    • Blanket - $50 million
    • Per location/per risk - $10 million
    • Per schedule - $50 million
  • Crime limits
    • Employee dishonesty - $100,000
    • Forgery, theft, disappearance, destruction, robbery and safe burglary, premises burglary, computer fraud, premises theft and robbery outside - $50,000
  • Inland marine limits
    • Contractors equipment - $500,000
    • Electronic data processing equipment and transit/off premises - $50,000
  • General liability limits - $2 million
  • Commercial auto limits - $2 million
  • Excess liability - up to $5 million

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