Schinnerer's stand-alone pollution incident covers bodily injury, property damage and clean–up costs from sudden spills, releases into the environment and other incidents. Retroactive coverage is available for eligible firms.

Specifications:

Contact:
Michael Hraber (301) 951-5433
Michael.T.Hraber@Schinnerer.com

Limits: $500,000 to $25 million

Minimum Premium: $3,500

Minimum Self-Insured Retention: $5,000

Available on Excess and Surplus Basis: In all states, the District of Columbia, and U.S. territories (except the U.S. Virgin Islands)

Target Risks: Contractors; general, specialty and environmental consultants with pollution liability exposures; difficult classes: Asbestos 

Program Features:

• Asbestos coverage for incidental exposures and abatement services
• Worldwide claims-made contractors pollution incident coverage
• Coverage for the insured's owned or operated auto at a job site where the pollution condition was created by the loading or unloading of that auto
• Coverage for non-owned or operated auto where the pollution condition was created by loading or unloading
• Free pre-claims assistance and circumstance reporting not subject to self-insured retention
• Innocent principals coverage
• Coverage for tort liability of the named insured's client to pay compensatory damages to a third person or organization
• Coverage for clean-up costs incurred by a third party or mandated by any governmental entity
• Coverage for job site activities and vicarious liability
• Mediation credit up to $25,000 when mediation successfully used to resolve claim
• Retroactive coverage available for eligible firms
• Automatic extended reporting for one, three, or five years