Directors & Officers Program

Schinnerer offers a Directors & Officers Liability Program designed specifically for VHA-member hospitals. The program is underwritten by a leading insurance provider in the healthcare industry and offers many unique features, including renewal credits, entity coverage, employment practices liability, duty to defend option, separate defense limit on certain risks and limits of liability up to $25 million.

Policy Highlights

Contact: Debra Clark 
E-mail: Debra.L.Clark@Schinnerer.com
Phone: (301) 951-5438

Target Risks or Classes: Non-Profit hospitals with assets below $750 million

Available on Admitted Basis: In all states, the District of Columbia, and U.S. territories

FAQs concerning the VHA coverage provided by Schinnerer.

Features:

• Comprehensive Employment Practices Liability coverage option includes discrimination, denial of tenure, sexual harassment, workplace harassment, retaliation, employment-related misrepresentation, negligent evaluation, wrongful discipline, wrongful termination, wrongful demotion or failure to promote.
• Full defense coverage for allegations of violating the Health Insurance Portability and Accountability Act of 1966 (HIPAA) amd Emergency Medical Treatment and Active Labor Act (EMTALA). Sublimits available for the fines and penalties levied. 
• Coverage option for claims brought by third parties (patients, vendors, service providers) against the hospital for alleged discrimination or sexual harassment is available when client meets underwriting guidelines.
• Broad subsidiary coverage as defined by your specific policy automatic coverage to newly created or acquired organizations that are below the policy's asset and employee threshold.
• Built-in outside directorship liability coverage for certain positions held by insured persons in a non-profit outside entity as defined by the policy.

Policy Highlights in a printer-friendly format.