Specialty Coverages for Primary Insurance Programs
Some insurance coverages that public entities and schools need are more difficult to insure than others. Although many insurers provide standard coverage options for public entities and schools, such as general liability and automobile liability, they do not always provide for other coverages that these entities need.
We help insurance agents find insurance coverage for some of these specialty exposures for their clients so that you can provide for their complete needs. The insurers we use will meet your financial security requirements.
Specialty coverages that we work with include:
- School Leaders/Educators Legal Liability for public school districts, community colleges, private schools and charter schools
- Public Officials Liability for cities, counties, most types of special districts
- Storage Tank Pollution Liability (available in MI, NC, NM, SC, TX & WI)
- Emergency service organization AD&D and other related coverages
- Youth group and volunteer Accident & Health
- Equipment Breakdown Coverage for cities and school districts
- Special Events Coverage (liquor liability and weather insurance for cities)