Real Estate Errors & Ommission
Insurance Specifications

• 5% credit for NATIONAL ASSOCIATION OF REALTORS® members where allowed by state law.
• Broad coverage for professional services associated with the real estate industry, including coverage for firms involved in residential sales, commercial sales/leasing, property management, consulting, appraisals, and auctioneering.
• Employment practices coverage.
• Coverage for property management of 100% owned properties.
• Licensing proceedings coverage up to $10,000 per policy period.
• Coverage for short term escrow agents.
• Coverage for personal injury, lockbox liability, and the sale of an agent's primary residence and/or secondary residence.
• Discrimination coverage for defense and damages ($100,000 sublimit).
• Environmental hazards included to policy limits.
• Optional coverage for the sale of properties constructed/developed by a separate but related entity.
• Optional coverage for the sale of residential property owned by an insured/insured's spouse.
• Credits up to 35 percent for favorable claims experience and participation in loss prevention and risk management programs.
• Risk management and loss prevention services.
• 50% deductible credit for use of mediation (up to $25,000 credit).
• Local claims service provided by real estate E&O claims specialists.
• Free subpoena assistance.
• Free pre-claims assistance.

Policy highlights in a printer-friendly format.