You asked for it - more real-life claims examples. We're giving it to you - war stories about real estate professionals.

Read our latest War Story, Money Down the Drain. Active Schinnerer brokers and real estate E&O policyholders have full access to our library of War Stories. If you're interested in obtaining coverage please give us a call at 301-961-9800 or complete our application.

• Get Your Facts Straight
  This story examines what could happen when there is a lack of communication between a realty services company and a lender combined with errors in the information presented in a broker price opinion (BPO) of the property.
• If You Play with Fire You Will get Burned
  Find out what could happen when you sublet a property and don't execute proper management techniques.
• Wait Until It's Done
  This claims scenario provides an overview of what can happen when an appraisal is conducted without sufficient data to support the findings.
• I Forwarded It Already...
  This claims scenario overviews the story of a real estate agent who failed to follow up on an email that included an inspection report. The lack of oversight resulted in a suit that was three times the purchase price of the home.
• Pregnant? You're Fired! 
  This claim illustrates the importance of having employment practices liability insurance.
• Missing in Action
  Overviews the case where a real estate agent fled the state after making a deal, leaving her clients and her company in trouble.
• Signed, Sealed, Defaulted.
  Find out what happens when a real estate agent solicited inappropriately and did not take into account his client's ability to pay.
• Did Someone Say Sinkhole? 
  Find out what happens when a real estate agent did not fully disclose important information about a property.
• The View May be Nice But it Comes With a Price
  Overviews the case when a real estate agent did not properly research important facts about the property she was listing.
• Being Your Own Agent Could Cost You
  Learn why a real estate agent should be careful when selling their own personal property through their real estate firm.
• It Takes Years to Build Trust, and No Time to Destroy It
  Looks at the case concerning a property manager who failed to effectively manage his employees.
• All in the Family- A Story of Conflicts in Property Management
  Explores the case of a management company that was stuck in the middle of a contract dispute between three sisters.
• Do Not Commence Without Consent
  Find out why inexperienced appraisers need to follow proper protocol when appraising unfinished properties.
• The Pitfalls of Ignorance
  Learn why it's important for real estate professionals to fully understand the transactions with which they are involved.
• The Case of the Conflicted Loyalties
  Explains the necessity of understanding real and perceived conflicts of interest in a real estate transaction.
• Disclose the History to Avoid the Misery
  Discusses the effects inadequate disclosure can have on all parties involved in a real estate transaction.
• The Physics of Due Diligence
  Explores the case of an agent who engaged in a transaction she was not capable of handling.
• Loyalty and Honesty Go Hand-in-Hand
  Analyzes the discriminatory practices of a real estate broker and mortgage company.
• Home Histories Shouldn't Be Mysteries
  Explains the importance of disclosing all information to the buyer before the property is sold.
• Not Everything is Coming up Roses
  Analyzes the actions of an agent who did not properly document her phone conversations with her client.
  
• The House and the River
  Explores the case of a dual agent who did not fully disclose the extent of a problem with a home with the buyers.
  
• Know Your Boundaries...Or Pay The Price
  Analyzes the details surrounding a realtor who mistakenly sold the wrong lot of land.


• It's All In The Details
  Looks at the effects of a mistaken price adjustment that wasn't caught until the contract was signed.
  
• Fail to Disclose and Pay Through the Nose
  An IRS 1031 Code error that cost both the seller and the agent time and money.
  
• Stuck in the Middle
  A lesson why not to sign anything for your client, in any situation!
  
• Playing Messenger
  When the mere passing along of information can get an agent into trouble.
  
• When the Price Isn't Right
  Inexperience ensnares two agents to the tune of $100,000.
• Unfriendly Business
  Undisclosed moisture leaves listing agent all wet.