Time is money – and we want to save you both. As a result, it is not necessary to send us copies of Certificates of Insurance that you complete to represent coverage placed on behalf of your clients. We’re streamlining our approach to ensure our resources are dedicated to providing you with excellent service; therefore, we will not be reviewing or returning any Certificates of Insurance received. Our industry has long-supported management of Certificates of Insurance at the agency/broker level, and we endorse that practice.
We support use of the most current ACORD® Certificate of Insurance, and ACORD® provides excellent instructions and guidelines for using their forms. A Certificate of Insurance is not part of the policy and cannot be used to amend or restate its terms or conditions. If you need to amend a policy to comply with insurance requirements, please contact your underwriter.
When special circumstances arise that require notice of cancellation to certificate holders, the insured (or you, with their permission) can always forward copies of legal notices received to any third party to meet this requirement. For unique circumstances, please contact your underwriter to discuss what steps need to be taken to accommodate your request.
If you have any questions, please feel free to call us at 301-961-9800 or you can email your questions to vos.info@Schinnerer.com.