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PlanetContractor.com - Product Information

Contractors Combined Policy Highlights

Pollution and professional liability together on a single policy form for maximum protection.

Contact:
Emerson Browne (301) 961-9807
Emerson.W.Browne@schinnerer.com

Minimum Premium: $10,000 for general contractors; $6,000 for specialty contractors

Available Limits: Up to $20 million

Minimum Self-Insured Retention: $10,000 for general contractors; $6,000 for specialty contractors

Target Risks Or Classes: General, design-build, specialty and environmental contractors, including mechanical and engineering contractors (must have less than 25% residential exposure)

Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (except the U.S. Virgin Islands)

Program Features

  • Claims-made policies
  • Worldwide indemnity and defense coverage
  • Defendants' reimbursement coverage of up to $7,500
  • 90-day automatic coverage for newly-acquired or newly-formed subsidiaries
  • Innocent principals' coverage
  • Right to a waiver of subrogation against your client if done prior to a claim
  • Mediation credit that reduces self-insured retention by 50% (up to $25,000 maximum) for settling a claim through mediation
  • Optional extended reporting coverage for one, three or five years
  • Circumstance reporting and free pre-claims assistance not subject to self-insured retention or limit of liability
  • Risk management and loss prevention services, including a quarterly newsletter
  • Claims services from CNA local specialists dedicated to construction industry claims

The Professional Liability Policy Features:

  • Coverage for in-house and subcontracted design services and both agency and at-risk construction management services
  • Coverage for joint ventures with design firms
  • Coverage for punitive damages up to the limit of liability to the fullest extent permitted by law
  • Reimbursement for legal fees and expenses, up to $25,000 per policy year, for ADA and FHA actions
  • Coverage for failure to detect faulty workmanship of subcontractors when responsible for design and construction

The Pollution Policy Features:

  • Coverage for pollution claims, including clean-up costs mandated by the government
  • Coverage for incidental asbestos exposures and abatement services
  • Coverage for a pollution incident created by loading or unloading automobiles
  • Coverage for the tort liability of your client contractually assumed by you for a pollution incident arising from your activities or the activities of those for whom you are legally liable

Policy highlights in a printer-friendly format.

Apply now: To apply for full coverage, please print the Contractors Pollution Policy application and send it to your broker. If you do not have a broker, you can choose one in your area.

See Also: