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Pollution and professional liability together on a single policy form for maximum protection.
Contact:
Emerson Browne (301) 961-9807
Emerson.W.Browne@schinnerer.com
Minimum Premium: $10,000 for general contractors; $6,000 for specialty contractors
Available Limits: Up to $20 million
Minimum Self-Insured Retention: $10,000 for general contractors; $6,000 for specialty contractors
Target Risks Or Classes: General, design-build, specialty and environmental contractors, including mechanical and engineering contractors (must have less than 25% residential exposure)
Available on a non-admitted basis: In all states, the District of Columbia, and U.S. territories (except the U.S. Virgin Islands)
Program Features
- Claims-made policies
- Worldwide indemnity and defense coverage
- Defendants' reimbursement coverage of up to $7,500
- 90-day automatic coverage for newly-acquired or newly-formed subsidiaries
- Innocent principals' coverage
- Right to a waiver of subrogation against your client if done prior to a claim
- Mediation credit that reduces self-insured retention by 50% (up to $25,000 maximum) for settling a claim through mediation
- Optional extended reporting coverage for one, three or five years
- Circumstance reporting and free pre-claims assistance not subject to self-insured retention or limit of liability
- Risk management and loss prevention services, including a quarterly newsletter
- Claims services from CNA local specialists dedicated to construction industry claims
The Professional Liability Policy Features:
- Coverage for in-house and subcontracted design services and both agency and at-risk construction management services
- Coverage for joint ventures with design firms
- Coverage for punitive damages up to the limit of liability to the fullest extent permitted by law
- Reimbursement for legal fees and expenses, up to $25,000 per policy year, for ADA and FHA actions
- Coverage for failure to detect faulty workmanship of subcontractors when responsible for design and construction
The Pollution Policy Features:
- Coverage for pollution claims, including clean-up costs mandated by the government
- Coverage for incidental asbestos exposures and abatement services
- Coverage for a pollution incident created by loading or unloading automobiles
- Coverage for the tort liability of your client contractually assumed by you for a pollution incident arising from your activities or the activities of those for whom you are legally liable
Policy highlights in a printer-friendly format.
Apply now: To apply for full coverage, please print the Contractors Pollution Policy application and send it to your broker. If you do not have a broker, you can choose one in your area.
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