Design Firms and Consultants Programs

E-Pack—Combined package coverage that includes:

• Directors & Officers (E-Pack)
• Employment Practices Liability (E-Pack) for risks located in all states and the District of Columbia, except LA, WY and PR.
• Fiduciary (E-Pack)
• E-Pack EZ for U.S. owned small design firms with assets of $10 million or less that have a maximum of 50 employees. Not available in LA, NY, WY and PR.

Employment Practices Liability (Stand-Alone Coverage) for LA and WY.

Pollution - stand-alone pollution incident

Professional Liability/E&O Programs:

• Small firm: Annual billings up to $1 million
• Medium firm: Annual billings between $1 million and $20 million
• Large firm: Annual billings in excess of $20 million
• Design/build: For design/build firms providing comprehensive design and construction services
• Environmental: For firms involved in environmental consulting, underground storage tank procedures or environmental engineering
• Land surveyors: For firms providing professional land surveying services including pollution
• Landscape architects: For firms employing landscape architects and golf course designers
• Specialty construction consultants (Miscellaneous construction professionals): Covers a wide range of specialty consultants

Property and Casualty Programs

• Business Owners' Policy (BOP) - Property and casualty for small to medium-sized firms
• Commercial Auto
• Inland Marine
• The Commercial Package Policy (TCPP) - Property and casualty for design/build, large and complex firms
• Umbrella
• Workers' Compensation

International Travel Insurance