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Policy Highlights
Contact:
Jennifer Clements (301) 951-5420
Designonepc@Schinnerer.com
Target Risks: Large environmental firms that do not perform Phase III work (remediation and abatement)
Availability: All states and the District of Columbia
Program Features
- Comprehensive property and casualty coverage for specific business exposures, such as:
- Computer equipment - $10,000 with option to increase
- Laptops and cell phones on a worldwide basis
- Valuable papers/media - $100,000
- Accounts receivable - $25,000 on premises, $15,000 off premises
- Business property off premises - $15,000
- Back-up of sewers or drains - $10,000
- Options available to increase coverages: Property Extensions Package; must be purchased by endorsement for an additional cost
- See a complete list of coverages
Questions about TCPP coverage
What is the Commercial Package Policy (TCPP)?
The Commercial Package Policy (TCPP) combines property and casualty coverage into one policy. Business owners' policies such as the TCPP usually provide industry-specific P&C coverage to protect equipment and facilities. The TCPP is intended for large, complex or design/build firms.
Why do I need the TCPP?
The TCPP contains property coverages essential to running a business. Almost every business depends on some kind of specialized property to do business. Be it valuable papers, laptops or surveying equipment, property coverage protects you against loss of or damage to these essential pieces of your business. It only takes one disaster to wipe out your equipment.
The TCPP's casualty coverages are equally important. General liability coverage is the most basic type of commercial insurance and one of the most important. Most landlords even require their tenants to carry it. GL coverage immediately protects your business from injury and property damage claims that could seriously impact your business.
What we offer
Our TCPP provides property and casualty coverage for business-specific exposures. See our Policy Highlights for more information. The TCPP is part of our comprehensive program for design and environmental consultants.
Related Documents
This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the plan described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to state regulatory approval.
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