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Policy Highlights
Contact:
Jennifer Clements (301) 951-5420
Designonepc@Schinnerer.com
Target Risks: All environmentally-related consultants and engineers not performing Phase III work (remediation and abatement)
Availability: All states and the District of Columbia
Program Features
- Minimum premium in most states: $400
- Limits: 1,000,000 limit of liability/each occurrence, policy limit $1,000,000
- No retention limit
For more information, contact an underwriter.
Questions about umbrella coverage
What is umbrella coverage?
Umbrella coverage is supplemental insurance coverage that is designed to give the insured an extra level of protection. So when the primary limits of a policy are exhausted, the umbrella policy takes over to cover the extra cost.
Why do I need umbrella coverage?
A lawsuit judgement or a claim may exceed your underlying liability coverage's limits. If this were to happen, you may be at risk for losing your personal assets. An umbrella policy will give you more coverage above the limits of your current policy, giving you more protection. If any large claim arises, your umbrella policy will take care of it by increasing your limits.
What we offer
We offer umbrella coverage to our customers who have purchased a BOP or TCPP with us.
Our umbrella program provides excess coverage over and above your underlying BOP or TCPP policies. See our Policy Highlights for more details.
Also see our Frequently Asked Questions about P&C coverage.
This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the plan described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to state regulatory approval.
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