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Contact:
Dean Townsend (301) 961-9835
Dean.C.Townsend@schinnerer.com
Minimum Premium: $750
Limits: $250,000 - minimum; $5 million - maximum
Target Risks or Classes: Non-profit organizations including trade and professional associations, social service and recreational organizations, charities and foundations, museums, orchestra leagues, theatre companies, community cable access television stations, clubs (including country clubs and golf clubs), water districts and agricultural cooperatives.
Classes not writing: Hospitals, hospices, nursing homes, HMOs, PPOs, childcare/daycare/foster care organizations, churches and condo/homeowner associations
Availability: In all states, the District of Columbia and U.S. territories on an admitted basis except for LA, ME and VT
Program Features:
- Duty to defend policy
- The definition of insured includes the entity, directors, officers, employees, volunteers and committee members.
- Willingness to consider extending coverage to for-profit sudsidiaries
- Automatic coverage for 501(c)(3) subsidiaries
- Full severability provisions
- Non-cancelable policy except for non-payment of premium
- Claims handled by law firms experienced in D&O liability
- Guaranteed Renewable endorsement available on select accounts
- Outside directorship liability coverage available upon request
- Enhanced fiduciary liability endorsement available as an option
- Special coverage endorsement for PGA professionals
- Third party sexual harrassment and discrimination liability coverage
- Defense outside the limits available upon request for qualified accounts
- Final Adjudication wording
Policy highlights in a printer-friendly format.
Apply now: To apply for full coverage, please complete the Non-Profit Association/Organization Directors and Officers Liability Insurance application and send it to your broker. If you do not have a broker give us a call at (301) 961-9800 for the name of a broker near you or use the Broker Locator tool.
Available Only Through Independent Agents And Brokers
This information is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the plan described. Please remember only the insurance policy can give actual terms, coverage, amounts, conditions and exclusions. Program availability and coverage are subject to state regulatory approval.
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